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	<title>Personalized Christmas Online &#187; VietorShutler680</title>
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	<link>http://www.personalizedchristmas.net</link>
	<description>... everything about Personalized Chrismas!</description>
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		<title>Where is the best place to find those old and rare collectable coins?</title>
		<link>http://www.personalizedchristmas.net/where-is-the-best-place-to-find-those-old-and-rare-collectable-coins_269947.html</link>
		<comments>http://www.personalizedchristmas.net/where-is-the-best-place-to-find-those-old-and-rare-collectable-coins_269947.html#comments</comments>
		<pubDate>Thu, 11 Oct 2012 16:36:53 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[coin valuations]]></category>
		<category><![CDATA[old british coins]]></category>
		<category><![CDATA[rare british coins]]></category>

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		<description><![CDATA[Coin collectors never had it so good. There are plenty of options ranging from coin shops to online stores; they can shop around for rare coins these days. A collectible coin is a treasure that almost everyone, irrespective of whether one is an avid coin collector or not cherishes, forever. Although finding rare coins has [...]]]></description>
			<content:encoded><![CDATA[<p>Coin collectors never had it so good. There are plenty of options ranging from coin shops to online stores; they can shop around for rare coins these days. A collectible coin is a treasure that almost everyone, irrespective of whether one is an avid coin collector or not cherishes, forever. Although finding rare coins has become a lot easier, you still need to do a bit of homework before you begin the shopping process.</p>
<p>The first thing that you need to decide is on the type of rare coins that you want to collect. For instance while some of you may want an ancient collectible coin, some others among you may want rare gold coins. The choice is entirely up to you. Selecting a theme such as coins from a particular era in history or coins minted in a particular way is a good way to start off your search. Quite often the type of coins that you are looking to buy wills dictate the place where you can shop for them. For instance, if you are looking for an ancient collectible coin, you may have to look for them at auctions. Similarly, if you are looking for gold coins, you can check for them with a coin dealer.</p>
<p>Joining a local club is another good way to find the rare collectible coin that you were looking for. Other members of the club can give you valuable information on where to find rare coins. They are perhaps the best sources of information on rare coins. Some of them may also be willing to sell you rare coins. Talking to friends and family members is another good way to get assistance with finding rare coins.</p>
<p>Learn more about <a href="http://gskcoins.co.uk/looking-to-sell-old-coins/">sell old coins</a> or <a href="http://gskcoins.co.uk/gold-sovereigns/">gold sovereigns</a></p>
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		<title>Pay As Much Attention To the Outside Of Your Home As The Inside, Tips And Advice For Successful Real Estate Selling..</title>
		<link>http://www.personalizedchristmas.net/pay-as-much-attention-to-the-outside-of-your-home-as-the-inside-tips-and-advice-for-successful-real-estate-selling_268055.html</link>
		<comments>http://www.personalizedchristmas.net/pay-as-much-attention-to-the-outside-of-your-home-as-the-inside-tips-and-advice-for-successful-real-estate-selling_268055.html#comments</comments>
		<pubDate>Wed, 10 Oct 2012 15:50:21 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[cheam luxury homes]]></category>
		<category><![CDATA[esher luxury homes]]></category>
		<category><![CDATA[farnham luxury homes]]></category>

		<guid isPermaLink="false">http://www.personalizedchristmas.net/pay-as-much-attention-to-the-outside-of-your-home-as-the-inside-tips-and-advice-for-successful-real-estate-selling_268055.html</guid>
		<description><![CDATA[Its important that you thoroughly clean your propertys exterior before placing it on the market. Cosmetic things can make your home seem unappealing and can cause the home to lose value. Allow those who are looking at your house to navigate it on their own. If you follow them around, pointing out what you think [...]]]></description>
			<content:encoded><![CDATA[<p>Its important that you thoroughly clean your propertys exterior before placing it on the market. Cosmetic things can make your home seem unappealing and can cause the home to lose value.</p>
<p>Allow those who are looking at your house to navigate it on their own. If you follow them around, pointing out what you think is important, they wont be able to focus on things they think are important. You want a buyer to feel relaxed, with the freedom to check things out and form their own opinions.</p>
<p>Once the inside of your home has been prepared to be shown, you need to go outside, and walk around to check out the condition of everything you see there. Its called &#8220;curb appeal&#8221; for a good reason! Your homes exterior, including the lawn and landscaping, will provide the initial impression to potential buyers who are seeing the home for the first time. If you spot something negative, deal with it.</p>
<p>Try to close the sale of your old house before you move into a new one. It can be extremely difficult to meet your financial obligations for two residences while waiting to obtain a buyer for your previous home. Dont wait until right before moving day to begin selling your house. Start selling while theres plenty of time to find the buyer that will offer the best payment.</p>
<p>Selling real estate can be much easier if you know what to do. Being properly informed is half the battle in completing a successful sales transaction. The advice that is provided to you in this article can be a tremendous help when it comes to selling real estate.</p>
<p>Learn more about <a href="http://www.surreysfinesthomes.co.uk/real-estate/esher/">esher farms for sale</a> or <a href="http://www.surreysfinesthomes.co.uk/professional-services/virginia-water/">virginia water luxury homes</a></p>
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		<title>Pop up display banners dont just have to be for indoor advertising..</title>
		<link>http://www.personalizedchristmas.net/pop-up-display-banners-dont-just-have-to-be-for-indoor-advertising_261419.html</link>
		<comments>http://www.personalizedchristmas.net/pop-up-display-banners-dont-just-have-to-be-for-indoor-advertising_261419.html#comments</comments>
		<pubDate>Sat, 06 Oct 2012 12:06:49 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[pop up banner stands]]></category>
		<category><![CDATA[roller banner]]></category>
		<category><![CDATA[roller banner stands]]></category>

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		<description><![CDATA[Display banners are not just for indoor advertising &#8211; inside trade shows, retail shops and store lobbies. Pop up banners are likewise ideal for outdoor advertising &#8211; to lure potential customers in by arousing their excitement and interest in what you have to offer them. Banners can be used to lead buyers to where you [...]]]></description>
			<content:encoded><![CDATA[<p>Display banners are not just for indoor advertising &#8211; inside trade shows, retail shops and store lobbies. Pop up banners are likewise ideal for outdoor advertising &#8211; to lure potential customers in by arousing their excitement and interest in what you have to offer them. Banners can be used to lead buyers to where you are, to get to know you better even from a good distance from where you actually do business.</p>
<p>Outdoor banners and stands are especially designed to withstand the elements. Theyre made of sturdy materials and craftsmanship to endure the rough and tumble of wind, rain and even extreme heat and cold. Some roll up banners and stands might be ideal for both indoor and outdoor use, but if you want something stronger and more dependable, look for those particularly made for outdoor applications.</p>
<p>Trade fairs and expos arent always held indoors. There are in fact countless events held under the open sky, and what participants usually do is to put up booths with roofing to protect their stuff from the elements. However, banners are usually left unprotected from rain and sun, and unless you use the right type, expect your trade fair advertising materials, specifically your pop up banners, to be good for one-time use only.</p>
<p>Aside from being resistant to outdoor elements, outdoor banners are built with extra wide and sturdy bases to prevent them from toppling down easily. Banners displayed on weaker and unstable bases get easily blown away by the breeze, crumpling your banners and destroying your display all together. In addition, the scenario of toppled down banners doesnt help in attracting customers.</p>
<p>Another important consideration for outdoor advertising is to ensure your roll up banners have the finest prints ideal for outdoor presentation. This means that the graphics and designs are waterproofed. One great banner material for outdoor display is polyvinyl chloride, which helps in protecting your banner designs and prints.</p>
<p>Outdoor advertising is an important strategy especially if youre trying to earn a name in a rather new or crowded marketplace. Banners help in leading prospect customers to where you are. Banners entice and inform customers through the marketing message you depict on the displays. Make sure that your pop up banners and similar advertising materials have a clear and attractive message.</p>
<p>Aside from being eye-catching, choose your outdoor banners properly. Make sure that they are made of materials designed for outdoor applications. Its normal for outdoor banners to be more expensive than regular ones, but this is basically because of the difference in quality. Dont hesitate to invest in outdoor banners because you can use them repeatedly. When not in use, store outdoor roll up banners properly.</p>
<p>Process print ltd was established in 1999. We are a full promotional print &amp; embroidery company specialising in T Shirt Printing and Banners. We print, embroider and supply a full range of promotional clothing, corporate clothing and promotional goods and printed t shirts. We have over 20 years experience in the promotional print industry and our vast knowledge/ experience in this area coupled with our quality &amp; service has led us to be one of the leading promotional printers in the country.</p>
<p>Learn more about <a href="http://www.dtp.co.uk/directmail.html">roller banner suppliers</a> or <a href="http://www.dtp.co.uk/directmail.html">roller banner suppliers</a></p>
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		<title>Save Money With Health Isurance, Be Prepared For Unexpected Accidents And Illnesses..</title>
		<link>http://www.personalizedchristmas.net/save-money-with-health-isurance-be-prepared-for-unexpected-accidents-and-illnesses_257652.html</link>
		<comments>http://www.personalizedchristmas.net/save-money-with-health-isurance-be-prepared-for-unexpected-accidents-and-illnesses_257652.html#comments</comments>
		<pubDate>Thu, 04 Oct 2012 13:21:54 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[expatriates health insurance]]></category>
		<category><![CDATA[Medical Insurance for Expats]]></category>
		<category><![CDATA[Private Health Care]]></category>

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		<description><![CDATA[Many health policies will offer wellness benefits that could be valuable to you. Most of todays top insurers are giving you great benefits for staying fit. So if youre in a gym, eat right, and receive annual check-ups, you may qualify for discounts. If you take advantage of these offerings, you may also get a [...]]]></description>
			<content:encoded><![CDATA[<p>Many health policies will offer wellness benefits that could be valuable to you. Most of todays top insurers are giving you great benefits for staying fit. So if youre in a gym, eat right, and receive annual check-ups, you may qualify for discounts. If you take advantage of these offerings, you may also get a discount on your premiums at the next enrollment period.</p>
<p>If possible, try to avoid paying for your health insurance with a credit card. Many health insurers charge up to 15% more if you pay with a card, along with an administration fee.</p>
<p>Be sure to check your insurance plan to see what medications it will cover. Since this prescription list changes often, you should be sure to check it when you enroll again.</p>
<p>It is to the consumers benefit to do some research and look for the best value when they are looking to purchase health insurance. The beauty of private insurance is that you have the choice of many different companies and plans. You will be able to compare rates offered by different companies and also different plans available at each company.</p>
<p>You might qualify for a discount card, which further qualifies you for savings with your insurance carrier. This card would enable you to go to physicians within their specific network that provide medical care at a reduced cost, specifically for lower income families. You can make use of a tax-exempt Health Spending Account too for prescriptions and other medical supplies, and use your discount card for care. This will cost you less out-of-pocket for medical care, and cost you less each month in premiums.</p>
<p>If you are contacted by an insurance carrier in conjunction with your application, do not give information for which they did not ask. Be sure that you are only answering the questions that they ask. Any extraneous information that you provide can be used to increase your premiums or deny coverage.</p>
<p>You need to ask certain questions so that you can be sure to get the best coverage possible. Doing your research can pay off in terms of choosing a better plan. Apply the tips laid out here so you do the right thing.</p>
<p>Learn more about <a href="http://www.interglobalpmi.com/">International Health Cover</a> or <a href="http://www.interglobalpmi.com/">expatriates health insurance</a></p>
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		<title>The capabilities of modern day machines &#8211; CNC machining taking away man-made manufacturing mistakes..</title>
		<link>http://www.personalizedchristmas.net/the-capabilities-of-modern-day-machines-cnc-machining-taking-away-man-made-manufacturing-mistakes_255691.html</link>
		<comments>http://www.personalizedchristmas.net/the-capabilities-of-modern-day-machines-cnc-machining-taking-away-man-made-manufacturing-mistakes_255691.html#comments</comments>
		<pubDate>Wed, 03 Oct 2012 12:17:00 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[CNC milling]]></category>
		<category><![CDATA[plastic extrusion]]></category>
		<category><![CDATA[precision engineering]]></category>

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		<description><![CDATA[To a large extent manufacturing has greatly benefited from the use of machines in its processes, which has arguably had a detrimental effect on how manufacturing occurs &#8211; it has saved time, it has increased productivity, reduced rejections per batch and allowed operations managers to calculate what the productivity of a given specification will be. [...]]]></description>
			<content:encoded><![CDATA[<p>To a large extent manufacturing has greatly benefited from the use of machines in its processes, which has arguably had a detrimental effect on how manufacturing occurs &#8211; it has saved time, it has increased productivity, reduced rejections per batch and allowed operations managers to calculate what the productivity of a given specification will be. For the history of CNC machining too, the changes in technological advances have been paramount for providing greater degrees of accuracy and harmony between components. How try would this be for precision engineering? Moreover, the effectiveness of CNC machining has taken away man-made manufacturing mistakes; the role of tiredness, the abilities of the human eye, the calculations of the human mind, the individual technique of a particular engineer, all aspects come into play. What technology has done (as ever) has removed these variables for numerical prowess.</p>
<p>Additionally the capabilities of modern day machines &#8211; self-reliant, never tiring &#8211; means that machines can go for as long as the materials desired to make a product are in abundance. Furthermore, they (CNC machines) have to a degree made the one time engineer more of a supervisor of the machine rather than the creator of the piece that is being made. Despite that being the case, it is well documented that CNC machining allows for a greater number of components being produced at greater speed. Likewise, the growth of software packages has meant that CNC machining can easily produce parts that would require multiple steps to manufacture by hand. This has dramatically decreased lead times and costs.</p>
<p>Finally, the changing dynamics of engineering practises has arguable led to safer working environments as employees are able to monitor manufacturing progress from a computer system whilst machines conduct the work. In this sense, the employee rarely has to interact directly with the CNC machine itself. One could argue that these changing relationships are enabling businesses to become more creative in what they seek to design as the limitations of what is possible are broken. Further as CNC machining can work consistently (as previously mentioned) project managers/design engineers can estimate how long it will take to bring a design to the point of prototype and in turn, wholesale manufacture requirements. These benefits are essential tools in todays design needs and more directly, save money as out dated techniques take longer and are open to design flaws/manufacturing rejections. Overall the effectiveness/requirement of CNC Machining is becoming ever more ingrained in manufacturing.</p>
<p>Learn more about <a href="http://www.carville.co.uk/?s=CNC+milling&amp;x=32&amp;y=13">CNC milling</a> or <a href="http://www.carville.co.uk/">plastic moulding</a></p>
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		<title>Get the right information and find the best health insurance for your needs..</title>
		<link>http://www.personalizedchristmas.net/get-the-right-information-and-find-the-best-health-insurance-for-your-needs_248830.html</link>
		<comments>http://www.personalizedchristmas.net/get-the-right-information-and-find-the-best-health-insurance-for-your-needs_248830.html#comments</comments>
		<pubDate>Fri, 28 Sep 2012 11:57:17 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[expatriates health insurance]]></category>
		<category><![CDATA[Medical Insurance for Expats]]></category>
		<category><![CDATA[Private Health Care]]></category>

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		<description><![CDATA[Find the health insurance for your needs. Select between a HMO, POS and PPO company. They all have different options that you should look into and consider before buying from any company. Just be sure to go with one that lets you keep your current physician. You could receive a special reduced-cost medical care card [...]]]></description>
			<content:encoded><![CDATA[<p>Find the health insurance for your needs. Select between a HMO, POS and PPO company. They all have different options that you should look into and consider before buying from any company. Just be sure to go with one that lets you keep your current physician.</p>
<p>You could receive a special reduced-cost medical care card if you manage to qualify for the program. This card will help you receive a lower rate at the insurance company you decide to use. With this discounted card you can visit doctors inside the companys network, and receive reduced cost healthcare if you have a low income. These valuable cards will help you get a low-cost health insurance spending account plan that will cover your health expenses.</p>
<p>Health insurance prices are cheaper for groups than they are for individuals; that may be why you notice that rates seem less expensive when your insurance is through your job. The best way to get around this is to become a member or a trade organization that has insurance available to its members.</p>
<p>Dont forget that insurance companies are in business to make as big a profit as they can, and therefore, are known for being less than transparent when dealing with people who dont know the ropes. If you make use of the tips you just learned when buying or renewing your health insurance, you will not only save yourself a lot of hassle, but a lot of money as well.</p>
<p>Learn more about <a href="http://www.interglobalpmi.com/internationalhealthinsurance/expats/ultracare">Expat Medical Insurance</a> or <a href="http://www.interglobalpmi.com/">International Health Insurance UK</a></p>
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		<title>What is the best machine for making crushed aggregrate?</title>
		<link>http://www.personalizedchristmas.net/what-is-the-best-machine-for-making-crushed-aggregrate_247173.html</link>
		<comments>http://www.personalizedchristmas.net/what-is-the-best-machine-for-making-crushed-aggregrate_247173.html#comments</comments>
		<pubDate>Thu, 27 Sep 2012 14:51:06 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[crusher jaw]]></category>
		<category><![CDATA[micro mills]]></category>
		<category><![CDATA[milling balls]]></category>

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		<description><![CDATA[Crushed aggregate is a combination of stone, gravel, sand, and slag, used in the construction of homes, infrastructure, businesses, and roads. Crushed aggregate is made from natural raw materials and making it involves the use of several heavy machines. Once the process is finished, the result is crushed aggregate, a material the construction industry cant [...]]]></description>
			<content:encoded><![CDATA[<p>Crushed aggregate is a combination of stone, gravel, sand, and slag, used in the construction of homes, infrastructure, businesses, and roads. Crushed aggregate is made from natural raw materials and making it involves the use of several heavy machines. Once the process is finished, the result is crushed aggregate, a material the construction industry cant do without.</p>
<p>The Jaw Crusher</p>
<p>Large rocks are mined from gravel pits or quarries and transported to the surface, where they are usually placed in dump trucks. Once on top, the rocks are sifted for smaller pieces and debris with the aid of a powerful vibrating conveyor belt. The conveyor belt transports the materials to the jaw crusher, which is really the first step in aggregate crushing. The jaw crusher is made of two plates, rather like a human mouth. It crushes the rock between the two plates and then &#8220;swallows&#8221; it, pouring it out onto another conveyor belt, which takes it to an impact crusher.</p>
<p>The Impact Crusher</p>
<p>An impact crusher flings the rocks against hard plates, causing them to split and break into much smaller pieces. Theyre then put on a vibrating screen, which acts as a large filter through which the crushed aggregate is sorted by size. The finer the aggregate needed, the more it gets filtered; this allows quarries to sell different types of crushed aggregate to customers, based on the project at hand.</p>
<p>Dump Trucks</p>
<p>Crushed aggregate is then transported to the work site by dump trucks. Most crushed aggregate is produced within forty miles of where its used, though longer distances are not unheard of, and about ninety percent of it is transported by dump trucks.</p>
<p>Other Machines</p>
<p>Of course, there are many other machines involved in aggregate crushing. The hydraulic cone crusher is good for crushing rocks into medium, fine, or super-fine grade aggregate, and can be adjusted according to what the customer needs. A spring cone crusher is used for rocks of medium-to-hard hardness levels, and has a variable-sized crushing chamber. A sand-maker crushes rock, including metal ores, into extremely fine aggregates, while a drying hammer crusher is a floor-to-ceiling machine that specializes in soft or moist raw materials. Finally, a ring hammer crusher specializes in both moist and dry aggregates, and pounds them down to size with a series of hammers.</p>
<p>Aggregate crushing is a long, laborious process, involving a number of stages and several pieces of heavy machinery. Regardless, crushed aggregate is a necessary component of almost any construction project.</p>
<p>Learn more about <a href="http://www.glencreston.com/">Grinding Equipment</a> or <a href="http://www.glencreston.com/">grinding mills</a></p>
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		<title>Horizontal pasenger transportation, &#8220;Hectometric&#8221; people movers&#8230;</title>
		<link>http://www.personalizedchristmas.net/horizontal-pasenger-transportation-hectometric-people-movers_243539.html</link>
		<comments>http://www.personalizedchristmas.net/horizontal-pasenger-transportation-hectometric-people-movers_243539.html#comments</comments>
		<pubDate>Tue, 25 Sep 2012 15:11:56 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[Elevator design]]></category>
		<category><![CDATA[Escalator manufacturers]]></category>
		<category><![CDATA[Lift engineers]]></category>

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		<description><![CDATA[Horizontal Transportation Current trends in urban planning coupled with the need to make ever more challenging development sites easily accessible often create a demand for short range passenger transportation. Applications vary from simple reversible shuttle type systems, operating over only a few hundred metres, to complex networks connecting a series of buildings or amenities requiring [...]]]></description>
			<content:encoded><![CDATA[<p>Horizontal Transportation</p>
<p>Current trends in urban planning coupled with the need to make ever more challenging development sites easily accessible often create a demand for short range passenger transportation. Applications vary from simple reversible shuttle type systems, operating over only a few hundred metres, to complex networks connecting a series of buildings or amenities requiring multiple active vehicles operating over a loop guideway. Automatic People Movers (APMs) will in many cases provide the right solution to the accessibility needs of a site but background experience and knowledge coupled with specific design skills are vital to ensure appropriate designs and cost effective long term solutions are adopted.</p>
<p>System capacities may vary from a few hundred to thousands of persons per direction per hour. We have applied our own expertise to the field of APMs and developed a linear motor based concept design which we have nicknamed &#8220;Synchrorail&#8221;. Some concept visualisations of the system are shown here.</p>
<p>&#8220;Hectometric&#8221; people movers (APMs operating over a few hundred metres) were identified by us as early as the 1970s as an integral part of the overall need to move more people within and around new developments, or into and out of mass transit interchanges &#8211; continuously, efficiently and cost effectively.</p>
<p>Performance of systems in all operating aspects and review of their suitability to potential applications commenced at that time. This has enabled us to build up a comprehensive library of system suppliers, their products and associated performance parameters.</p>
<p>To this database has been added bespoke computer simulation software plus CAD based visualisation techniques to design and plan systems on a generic basis.</p>
<p>Typical areas for horizontal transportation applications include:</p>
<p>Retail Complexes<br />
Linear Developments<br />
Transport Interchanges<br />
Mass Transit Feeders<br />
Remote Parking<br />
Park and Ride<br />
Airport Terminal or Satellite Links<br />
Leisure Industry Developments<br />
Theme Parks<br />
Town Centre Circulation<br />
Exhibition Centres</p>
<p>Learn more about <a href="http://www.lerchbates.eu/expertise-services/horizontal-transportation/">Horizontal Transportation</a> or <a href="http://www.lerchbates.eu/expertise-services/horizontal-transportation/">Horizontal Transportation</a></p>
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		<title>ALM and Liquidity Risk Solutions, FRS Global: Strengthening financial risk management..</title>
		<link>http://www.personalizedchristmas.net/alm-and-liquidity-risk-solutions-frs-global-strengthening-financial-risk-management_243485.html</link>
		<comments>http://www.personalizedchristmas.net/alm-and-liquidity-risk-solutions-frs-global-strengthening-financial-risk-management_243485.html#comments</comments>
		<pubDate>Tue, 25 Sep 2012 14:11:07 +0000</pubDate>
		<dc:creator>VietorShutler680</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[financial reporting software]]></category>
		<category><![CDATA[risk management solutions]]></category>
		<category><![CDATA[|Compliance Audit]]></category>

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		<description><![CDATA[Dutch-Belgian Bank Selects Wolters Kluwer Financial Services to Bolster Risk Management Strategy BRUSSELS, BELGIUM &#8211; 11th Sept 2012: Wolters Kluwer Financial Services announced today that Delta Lloyd Bank is expanding the use of its offerings, having selected its ALM and Liquidity Risk Management solutions for the banks Belgian and Dutch divisions. Delta Lloyd Bank chose [...]]]></description>
			<content:encoded><![CDATA[<p>Dutch-Belgian Bank Selects Wolters Kluwer Financial Services to Bolster Risk Management Strategy</p>
<p>BRUSSELS, BELGIUM &#8211; 11th Sept 2012: Wolters Kluwer Financial Services announced today that Delta Lloyd Bank is expanding the use of its offerings, having selected its ALM and Liquidity Risk Management solutions for the banks Belgian and Dutch divisions.</p>
<p>Delta Lloyd Bank chose Wolters Kluwer Financial Services for its efficient and integrated ALM and liquidity risk management analysis, which has helped the bank centralize both ALM and liquidity for its Belgian and Dutch operations in one risk portfolio. This integrated solution can be run separately in both Belgium and the Netherlands, providing the flexibility to create the necessary country reports and analyses, or even extend to Basel III reports. The main driver was to enable an effective way of managing treasury and financial risk management while allowing for regulatory differences between the two countries.</p>
<p>&#8220;Delta Lloyd Bank considers solid risk management a critical success factor, and so it is imperative that the systems in this area are flexible, stable and efficient&#8221;,said Rogier de Barbanson, Head of Division Risk Management at Delta Lloyd Bank. &#8220;We selected Wolters Kluwer Financial Services solutions because we recognized that they will help us to establish more precise ALM and liquidity management processes and thus help us to further sharpen our risk management strategy overall.&#8221;</p>
<p>&#8220;In order to respond to the ever increasing amount of prudential regulation that is being enforced around the world, effective ALM and liquidity management is rapidly moving up financial institutions key priority list,&#8221; said Kris Van Bavel, vice president &#8211; EMEA, Wolters Kluwer Financial Services. &#8220;The wide range of functionality within our integrated solutions will demonstrate significant benefits to Delta Lloyd Banks business and we look forward to continuing our excellent working relationship with them.&#8221;</p>
<p>Delta Lloyd Bank has utilized Wolters Kluwer Financial Services offerings in other areas of its business since 1995; including its regulatory reporting solution to help comply with requirements outlined by the National Bank of Belgium.</p>
<p>The Wolters Kluwer Financial Services risk and profitability management solution covers a broad scope and depth of financial analysis helping to ensure consistency of results and reduction in the costs of analysis, which includes:</p>
<p>Easy-to-use and highly flexible modular software platform to help satisfy the internal and external calculation and reporting requirements in financial risk analysis for small to large organizations;<br />
Extensive financial product coverage &#8211; from saving accounts, complex loans and insurance instruments to exotic options and structured products;<br />
Experienced and talented implementation and support resources, providing quality services and knowledge-transfer to help ensure effective solution implementation, use and support; and<br />
Worldwide accessibility and global delivery capability through local presence and international teams.<br />
About Wolters Kluwer Financial Services</p>
<p>Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. Wolters Kluwer Financial Services provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. With more than 30 offices in 20 countries, the companys prominent brands include: FRSGlobal, FinArch, ARC Logics for Financial Services, Bankers Systems, VMP? Mortgage Solutions, AppOne?, GainsKeeper?, Capital Changes, NILS, AuthenticWebT and Uniform FormsT. Wolters Kluwer Financial Services is part of Wolters Kluwer, a leading global information services and solutions provider with annual revenues of (2011) ?3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.</p>
<p>Learn more about <a href="http://www.frsglobal.com/">compliance software</a> or <a href="http://www.frsglobal.com/">enterprise risk management</a></p>
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