Hacking – They hack into your email or other online accounts to access your personalized information or into a company’s database to access its records

Dumpster Diving- The thieves will rummage through your trash in hopes of finding old bills or personal documents containing your personalized information.

Skimming- They steal your credit/debit card information when your card is processed. This device stores your credit/debit card info when the card is swiped.

Change of Address- They will complete a change of address form and have your mail sent to one more address just to obtain personalized information.

“Old- Fashion” Stealing- This art of stealing is the oldest tactic known. They steal purses, wallets, mail, particular records, pre-approved credit card offers, tax information, and much more. They steal personnel records form their employers or bribe employees who
have access.

Pretexting- The use of false pretenses in order to gather information from banks/financial institutions, employers, telephone companies, and many other sources.

The biggest reason for id theft is fraud.
This includes:
Bank fraud-
Establishing bank accounts in one more person’s name in order to obtain credit.
Create counterfeit checks using your personalized information.
Opening up particular loans/borrowing money in a further person’s name.
Credit card fraud-
Establishing new accounts in a further person’s name.
Phone or utilities fraud-
In order to establish support in a different person’s name.
IRS fraud-
For the purpose of accessing someone else’s tax refunds.
Other fraud-
Identification clearance for purposes of obtaining a job or social security card.

Unfortunately, most people learn these things once they apply for a loan; receive bills from collection agencies/bank institutions or due to an arrest for a crime they didn’t commit. They may even use your information during an arrest which can lead to future legal trouble for the victim.
What to do if you’re a victim of Id theft? Contact your bank, credit agencies, loan institutions, and police.
Protecting your id is the best way to safe-guard your future!
The Harvard Group, certified industry leaders in providing risk management solutions to business and individuals, with a special emphasis on Identification Theft education/awareness. Offices located in Wash, DC metro area. Professional services available throughout the US & Canada. Please watch our short informative video @ http://bit.ly/Identity-Theft-Facts or contact us @ phone: 301-328-4284/email: hrmc@usa.com for more information.

Identity Theft Information
Identity Theft Information